KSTE

Know what it REALLY costs.

Don't just calculate it. Understand it.

Free, simple tools for figuring out the real cost of everyday decisions in South Africa.

100% Free · No sign-up · Built for South Africa

THINK YOU KNOW WHAT IT COSTS?

KOSTE helps you find the number behind the number.

Example

R7,000 car payment

R9,950 real cost

KOSTE SHOCK

Example

R850 online bargain

R1,438 landed cost

KOSTE SHOCK

Illustrative examples only — not real user results.

What are you trying to figure out?

Choose a category or ask KOSTE.

KOSTE MY CAR

What does my car REALLY cost?

KOSTE MY HOME

Can I REALLY afford this house?

KOSTE MY PURCHASE

Buying from Temu, Shein, AliExpress or another overseas store?

See what it could REALLY cost in South Africa.

ASK KOSTE

Experimental

Tell KOSTE what you're thinking about.

Ask KOSTE is experimental. It explains ideas, it does not run the calculators. AI can make mistakes. Always check your own circumstances.

  • Real-world, not just numbersFuel, insurance, maintenance and the costs people forget.
  • Built for South AfricaRands, local rates, local assumptions.
  • Explained in your languageEnglish, isiZulu, isiXhosa and Sesotho.
  • Free. No sign-up. Always local.No accounts, no spam, no catch.